Draft for client approval. This wording is a starting point prepared during website development. Final legal, regulatory and compliance wording must be reviewed and approved by Insure Pillar’s authorised legal or compliance representative before the site goes live.
1. Acceptance
By accessing or using this website you agree to these terms. If you do not agree, please do not use the site.
2. Nature of the information
Content on this website is general and educational. It is not a policy document, an offer of insurance, a contract, or personalised financial, legal or tax advice. Nothing here overrides the terms of any insurance policy.
3. Insurance products
All insurance products described are underwritten by the respective insurance companies. Benefits, exclusions, waiting periods, eligibility, premiums and claim outcomes are governed entirely by the policy wording issued by the insurer and by applicable regulations.
4. Accuracy
We take care to keep information current, but product features and regulations change. We do not warrant that all content is complete or up to date at the moment you read it.
5. Your responsibilities
You are responsible for the accuracy and completeness of the information you provide, including all health, lifestyle, financial and existing-policy disclosures. Non-disclosure of material facts is the most common cause of rejected claims.
6. Third-party links
This site may link to insurer and third-party websites. We are not responsible for their content or practices.
7. Limitation of liability
To the extent permitted by law, we are not liable for any loss arising from reliance on general information published on this website.
8. Governing law
These terms are governed by the laws of India, subject to the jurisdiction to be confirmed by Insure Pillar.